{"id":9412,"date":"2026-06-26T21:36:32","date_gmt":"2026-06-26T18:36:32","guid":{"rendered":"https:\/\/alirarealestate.com\/?p=9412"},"modified":"2026-06-26T21:36:32","modified_gmt":"2026-06-26T18:36:32","slug":"buy-off-plan-property-dubai-step-by-step-guide","status":"publish","type":"post","link":"https:\/\/alirarealestate.com\/fr\/catalog\/buy\/buy-off-plan-property-dubai-step-by-step-guide\/","title":{"rendered":"Guide \u00e9tape par \u00e9tape pour l&#039;achat d&#039;un logement sur plan \u00e0 Duba\u00ef en 2026"},"content":{"rendered":"<p class=\"ds-markdown-paragraph\"><span class=\"\">En tant que courtier immobilier et fondateur d&#039;une agence \u00e0 Duba\u00ef, l&#039;une des questions les plus fr\u00e9quentes que me posent mes clients est\u00a0:<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><em><span class=\"\">\u00ab Quel est exactement le processus d&#039;achat d&#039;un bien immobilier sur plan \u00e0 Duba\u00ef ? \u00bb<\/span><\/em><\/p>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Si vous voulez\u00a0<\/span><strong><span class=\"\">Acheter un bien immobilier sur plan \u00e0 Duba\u00ef<\/span><\/strong><span class=\"\">Il est essentiel de comprendre le processus \u00e9tape par \u00e9tape. En 2025, les transactions sur plan ont repr\u00e9sent\u00e9 plus de 601\u00a0000 milliards de dollars de l&#039;ensemble des ventes r\u00e9sidentielles \u00e0 Duba\u00ef, soit plus de 134\u00a0000 transactions. Il ne s&#039;agit pas d&#039;un produit de niche\u00a0: c&#039;est le principal moyen d&#039;acc\u00e8s au march\u00e9 immobilier de Duba\u00ef pour la plupart des acheteurs.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Permettez-moi de vous expliquer le processus afin que vous sachiez exactement \u00e0 quoi vous attendre.<\/span><\/p>\n<h3><\/h3>\n<h3><span class=\"\">Qu\u2019est-ce qu\u2019un bien immobilier sur plan \u00e0 Duba\u00ef\u00a0?<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Un bien immobilier sur plan est un logement achet\u00e9 directement aupr\u00e8s d&#039;un promoteur avant la fin des travaux. L&#039;acheteur s&#039;engage sur la base des plans architecturaux, des plans d&#039;am\u00e9nagement, des brochures et des appartements t\u00e9moins. La transaction est formalis\u00e9e par un contrat de vente, et l&#039;acheteur paie par mensualit\u00e9s selon un \u00e9ch\u00e9ancier convenu.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Contrairement \u00e0 <a href=\"https:\/\/alirarealestate.com\/fr\/catalog\/buy\/how-to-buy-ready-property-in-dubai-form-f-snagging-and-handover\/\">propri\u00e9t\u00e9 pr\u00eate<\/a>L\u2019achat sur plan implique un d\u00e9lai de construction, g\u00e9n\u00e9ralement de 2 \u00e0 4 ans entre la r\u00e9servation et la livraison. Une fois les travaux termin\u00e9s, l\u2019acheteur re\u00e7oit le logement et l\u2019enregistrement provisoire Oqood se transforme en titre de propri\u00e9t\u00e9 d\u00e9finitif.<\/span><\/p>\n<h3><\/h3>\n<h3><span class=\"\">\u00c9tape 1 : Recherche et s\u00e9lection des projets<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Commencez par trois crit\u00e8res essentiels\u00a0: la r\u00e9putation du promoteur, l\u2019emplacement du projet et les modalit\u00e9s de paiement. Privil\u00e9giez les quartiers b\u00e9n\u00e9ficiant d\u2019infrastructures cl\u00e9s\u00a0: alignement du plan directeur sur le Plan directeur urbain de Duba\u00ef 2040, proximit\u00e9 de nouveaux axes de transport ou futurs \u00e9quipements.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Questions cl\u00e9s \u00e0 poser\u00a0:<\/span><\/strong><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Qui est le d\u00e9veloppeur\u00a0? A-t-il d\u00e9j\u00e0 livr\u00e9 des projets dans les d\u00e9lais\u00a0?<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">O\u00f9 se situe le projet\u00a0? La r\u00e9gion est-elle en d\u00e9veloppement\u00a0?<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Quel est le plan de paiement\u00a0? Pourrai-je facilement assumer les mensualit\u00e9s\u00a0?<\/span><\/p>\n<\/li>\n<\/ul>\n<h3><\/h3>\n<h3><span class=\"\">\u00c9tape 2\u00a0: V\u00e9rifier l\u2019enregistrement du d\u00e9veloppeur et du projet<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Avant d&#039;acheter un bien immobilier sur plan \u00e0 Duba\u00ef, v\u00e9rifiez que le projet est enregistr\u00e9 aupr\u00e8s du D\u00e9partement foncier de Duba\u00ef et supervis\u00e9 par l&#039;Agence de r\u00e9glementation immobili\u00e8re.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Ce qu&#039;il faut v\u00e9rifier\u00a0:<\/span><\/strong><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Le promoteur poss\u00e8de une licence RERA valide et a fait ses preuves en mati\u00e8re de respect des d\u00e9lais de livraison.<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Le projet est enregistr\u00e9 aupr\u00e8s de <a href=\"https:\/\/dubailand.gov.ae\/en\/\">DLD<\/a>, avec tous les permis et autorisations requis en place<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Un compte s\u00e9questre d\u00e9di\u00e9 et sp\u00e9cifique au projet est ouvert aupr\u00e8s d&#039;une banque agr\u00e9\u00e9e par la RERA.<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Le promoteur peut l\u00e9galement vendre des unit\u00e9s dans ce projet immobilier.<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Les acheteurs peuvent v\u00e9rifier l&#039;\u00e9tat d&#039;enregistrement, les d\u00e9tails du compte s\u00e9questre et l&#039;ach\u00e8vement des travaux via l&#039;application Dubai REST \u2014 une application gouvernementale gratuite.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Pourquoi c&#039;est important\u00a0:<\/span><\/strong><span class=\"\">\u00a0Conform\u00e9ment \u00e0 la loi n\u00b0\u00a013\/2008 de Duba\u00ef, toute vente de biens immobiliers sur plan doit \u00eatre enregistr\u00e9e aupr\u00e8s du Registre immobilier provisoire tenu par le D\u00e9partement foncier de Duba\u00ef (DLD). Si le promoteur ne proc\u00e8de pas \u00e0 cet enregistrement dans les 60\u00a0jours suivant la transaction, la vente peut \u00eatre annul\u00e9e.<\/span><\/p>\n<h3><\/h3>\n<h3><span class=\"\">\u00c9tape 3 : Calculez le co\u00fbt total de votre investissement<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Outre le prix d&#039;achat, les achats sur plan comprennent plusieurs frais obligatoires.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Co\u00fbts \u00e0 prendre en compte\u00a0:<\/span><\/strong><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Acompte de r\u00e9servation\u00a0:<\/span><\/strong><span class=\"\">\u00a05\u201310% de la valeur de la propri\u00e9t\u00e9<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Frais d&#039;inscription DLD\u00a0:<\/span><\/strong><span class=\"\">\u00a04% du prix d&#039;achat<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Frais administratifs DLD\u00a0:<\/span><\/strong><span class=\"\">\u00a03 000 \u00e0 4 000 AED<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Frais d&#039;inscription Oqood\u00a0:<\/span><\/strong><span class=\"\">\u00a0\u00c0 partir de 1 000 AED<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Frais de fiduciaire\/d&#039;administration\u00a0:<\/span><\/strong><span class=\"\">\u00a0De 580 \u00e0 4\u00a0000 AED, selon le projet<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Frais de titre de propri\u00e9t\u00e9 (\u00e0 la remise des cl\u00e9s)\u00a0:<\/span><\/strong><span class=\"\">\u00a0250 AED<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Frais de carte\u00a0:<\/span><\/strong><span class=\"\">\u00a0250 AED<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Note suppl\u00e9mentaire\u00a0:<\/span><\/strong><span class=\"\">\u00a0Les acheteurs n&#039;ont pas de frais d&#039;agence \u00e0 payer pour les achats sur plan, car les promoteurs prennent g\u00e9n\u00e9ralement en charge les commissions des agents immobiliers. Cela repr\u00e9sente une \u00e9conomie consid\u00e9rable par rapport aux biens en revente.<\/span><\/p>\n<h3><\/h3>\n<h3><span class=\"\">\u00c9tape 4\u00a0: R\u00e9server l\u2019unit\u00e9 et signer le contrat de vente<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Une fois le projet valid\u00e9, vous r\u00e9servez le logement en signant un contrat de r\u00e9servation et en versant un acompte de r\u00e9servation, g\u00e9n\u00e9ralement de 5 \u00e0 101 000 $ du prix du bien. Cet acompte fait partie du paiement initial total.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Apr\u00e8s avoir effectu\u00e9 votre r\u00e9servation, vous signez le contrat de vente (SPA) \u2013 un contrat juridiquement contraignant qui encadre l&#039;int\u00e9gralit\u00e9 de la transaction. Il pr\u00e9cise\u00a0:<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Description et prix du bien<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">\u00c9ch\u00e9ancier de paiement (li\u00e9 \u00e0 des \u00e9tapes cl\u00e9s ou bas\u00e9 sur un calendrier)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Calendrier d&#039;ach\u00e8vement<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Conditions de livraison<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Conditions de s\u00e9questre<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">V\u00e9rifications essentielles avant signature\u00a0:<\/span><\/strong><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Assurez-vous que le contrat pr\u00e9cise comment les paiements sont li\u00e9s aux \u00e9tapes cl\u00e9s de la construction.<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Confirmer l\u2019obligation du promoteur d\u2019enregistrer la vente aupr\u00e8s du DLD dans un d\u00e9lai de 60 jours.<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">D\u00e9terminez si vous pouvez vendre avant la finalisation (cession) et \u00e0 quelles conditions.<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">V\u00e9rifiez que les frais administratifs sont transparents et approuv\u00e9s par le DLD.<\/span><\/p>\n<\/li>\n<\/ul>\n<h3><\/h3>\n<h3><span class=\"\">\u00c9tape 5\u00a0: Finaliser l\u2019inscription \u00e0 Oqood<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Une fois le contrat de vente sign\u00e9, le promoteur doit enregistrer votre achat aupr\u00e8s du D\u00e9partement foncier de Duba\u00ef via le syst\u00e8me Oqood. Cela cr\u00e9e un registre officiel de vos droits de propri\u00e9t\u00e9.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Oqood est votre registre de propri\u00e9t\u00e9 provisoire.<\/span><\/strong><span class=\"\">\u00a0Elle confirme votre int\u00e9r\u00eat pour la propri\u00e9t\u00e9 jusqu&#039;\u00e0 ce que le projet soit achev\u00e9 et qu&#039;un titre de propri\u00e9t\u00e9 complet soit d\u00e9livr\u00e9.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Pourquoi c&#039;est important\u00a0:<\/span><\/strong><span class=\"\">\u00a0L\u2019enregistrement Oqood prot\u00e8ge contre la double vente : une fois qu\u2019une unit\u00e9 est enregistr\u00e9e, elle ne peut l\u00e9galement \u00eatre vendue \u00e0 une autre partie.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Date limite:<\/span><\/strong><span class=\"\">\u00a0Le d\u00e9veloppeur doit s&#039;enregistrer dans un d\u00e9lai de 60 \u00e0 90 jours suivant la signature du contrat SPA.<\/span><\/p>\n<h3><\/h3>\n<h3><span class=\"\">\u00c9tape 6\u00a0: Effectuez les paiements \u00e9chelonn\u00e9s conform\u00e9ment au plan<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Les plans de paiement sont la caract\u00e9ristique d\u00e9terminante de la vente sur plan \u2014 le m\u00e9canisme qui la rend accessible et attrayante.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Structures de paiement courantes\u00a0:<\/span><\/strong><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">80\/20:<\/span><\/strong><span class=\"\">\u00a080% en construction, 20% lors de la livraison<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">70\/30:<\/span><\/strong><span class=\"\">\u00a070% en construction, 30% \u00e0 la livraison<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">60\/40:<\/span><\/strong><span class=\"\">\u00a060% en construction, 40% \u00e0 la livraison<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">50\/50:<\/span><\/strong><span class=\"\">\u00a050% en construction, 50% \u00e0 la livraison<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Apr\u00e8s la passation de pouvoir :<\/span><\/strong><span class=\"\">\u00a040\u201360% diff\u00e9r\u00e9 sur 2 \u00e0 5 ans apr\u00e8s le transfert<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Li\u00e9 \u00e0 des jalons vs li\u00e9 au temps\u00a0:<\/span><\/strong><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Li\u00e9 \u00e0 une \u00e9tape importante\u00a0:<\/span><\/strong><span class=\"\">\u00a0Le paiement est d\u00e9clench\u00e9 par la v\u00e9rification de l&#039;avancement des travaux. C&#039;est la structure la plus s\u00fbre.<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Li\u00e9 au temps (bas\u00e9 sur un calendrier)\u00a0:<\/span><\/strong><span class=\"\">\u00a0Le paiement est d\u00fb \u00e0 des dates fixes, ind\u00e9pendamment de l&#039;avancement des travaux. Cela accro\u00eet les risques en cas de retard du projet.<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Toujours pr\u00e9ciser la structure applicable \u00e0 chaque versement.<\/span><\/p>\n<h3><\/h3>\n<h3><span class=\"\">\u00c9tape 7 : Surveiller l&#039;avancement des travaux<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Au fur et \u00e0 mesure de l&#039;avancement des travaux, les promoteurs communiquent r\u00e9guli\u00e8rement sur les diff\u00e9rentes \u00e9tapes. Les acheteurs ont le droit de conna\u00eetre le pourcentage d&#039;ach\u00e8vement actuel du projet avant le versement des acomptes.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Utilisez les canaux officiels\u00a0:<\/span><\/strong><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Application REST de Duba\u00ef<\/span><\/strong><span class=\"\">\u00a0\u2014 suivi des progr\u00e8s en temps r\u00e9el<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Site web de RERA<\/span><\/strong><span class=\"\">\u00a0\u2014 donn\u00e9es de suivi de projet<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Rapports de consultants agr\u00e9\u00e9s<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Si vous envisagez un achat \u00e0 cr\u00e9dit, sachez que le ratio pr\u00eat\/valeur maximal pour les propri\u00e9t\u00e9s sur plan est g\u00e9n\u00e9ralement de 50%. Certaines banques ont des exigences sp\u00e9cifiques concernant les projets admissibles.<\/span><\/p>\n<h3><\/h3>\n<h3><span class=\"\">\u00c9tape 8\u00a0: Inspection et correction des malfa\u00e7ons<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">L&#039;inspection des r\u00e9ceptions consiste \u00e0 examiner votre propri\u00e9t\u00e9 afin de d\u00e9celer les d\u00e9fauts, les travaux inachev\u00e9s ou les \u00e9l\u00e9ments non fonctionnels.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Que v\u00e9rifier\u00a0:<\/span><\/strong><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Les finitions sont conformes aux sp\u00e9cifications<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Les appareils sont install\u00e9s et fonctionnent.<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Les syst\u00e8mes de plomberie et d&#039;\u00e9lectricit\u00e9 fonctionnent correctement<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Aucun dommage visible ni travaux inachev\u00e9s<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Ne signez pas le certificat de r\u00e9ception tant que tous les d\u00e9fauts mat\u00e9riels n&#039;ont pas \u00e9t\u00e9 corrig\u00e9s.<\/span><\/p>\n<h3><\/h3>\n<h3><span class=\"\">\u00c9tape 9\u00a0: Effectuer les paiements finaux et recevoir le titre de propri\u00e9t\u00e9<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Une fois les probl\u00e8mes r\u00e9solus, vous proc\u00e9dez au transfert final de propri\u00e9t\u00e9\u00a0:<\/span><\/p>\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">R\u00e9glez tous les paiements en suspens (\u00e9tapes restantes, frais de service, frais DLD).<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Le d\u00e9veloppeur remet les cl\u00e9s<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Le certificat Oqood se transforme en un titre de propri\u00e9t\u00e9 DLD complet.<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">L&#039;acheteur re\u00e7oit le titre de propri\u00e9t\u00e9 num\u00e9rique \u00e0 son nom.<\/span><\/p>\n<\/li>\n<\/ol>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">L\u2019acte de propri\u00e9t\u00e9 est d\u00e9livr\u00e9 via l\u2019application Dubai REST \u2014 votre preuve officielle de propri\u00e9t\u00e9.<\/span><\/p>\n<h3><\/h3>\n<h3><span class=\"\">Que se passe-t-il si le d\u00e9veloppeur fait d\u00e9faut\u00a0?<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Le march\u00e9 de la vente sur plan \u00e0 Duba\u00ef est l&#039;un des plus r\u00e9glement\u00e9s au monde.<\/span><\/p>\n<ul>\n<li class=\"ds-markdown-paragraph\"><strong><span class=\"\">Syst\u00e8me de compte s\u00e9questre\u00a0:<\/span><\/strong><br \/>\n<span class=\"\">Tous les paiements des acheteurs doivent \u00eatre d\u00e9pos\u00e9s sur un compte s\u00e9questre d\u00e9di\u00e9 au projet. Les fonds ne sont d\u00e9bloqu\u00e9s qu&#039;apr\u00e8s v\u00e9rification des \u00e9tapes cl\u00e9s de la construction par la RERA. En cas d&#039;\u00e9chec du projet, les fonds non d\u00e9bloqu\u00e9s restent prot\u00e9g\u00e9s.<\/span><\/li>\n<li><strong><span class=\"\">Droits du d\u00e9veloppeur en cas de manquement\u00a0:<\/span><\/strong><br \/>\n<span class=\"\">En cas de d\u00e9faillance d&#039;un acheteur, les promoteurs sont tenus d&#039;en informer le DLD et de suivre les proc\u00e9dures l\u00e9gales. Selon le pourcentage d&#039;ach\u00e8vement du projet, les promoteurs peuvent\u00a0:<\/span><\/li>\n<\/ul>\n<ol>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Conserver le contrat<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Demander des ventes aux ench\u00e8res publiques<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">R\u00e9silier le contrat avec d\u00e9ductions<\/span><\/p>\n<\/li>\n<\/ol>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Dans les cas o\u00f9 le projet est annul\u00e9 ou n&#039;a jamais commenc\u00e9, les acheteurs ont droit \u00e0 un remboursement int\u00e9gral.<\/span><\/p>\n<h3><\/h3>\n<h3><span class=\"\">Mes derniers conseils<\/span><\/h3>\n<ol>\n<li class=\"ds-markdown-paragraph\"><strong><span class=\"\">Faites preuve de diligence raisonnable.<\/span><\/strong><span class=\"\">\u00a0V\u00e9rifiez l&#039;enregistrement du projet, les comptes s\u00e9questres et les ant\u00e9c\u00e9dents du promoteur avant de signer quoi que ce soit.<\/span><\/li>\n<li class=\"ds-markdown-paragraph\"><strong><span class=\"\">Comprenez votre plan de paiement.<\/span><\/strong><span class=\"\"> Sachez si les versements sont li\u00e9s \u00e0 des \u00e9tapes cl\u00e9s ou \u00e0 une dur\u00e9e d\u00e9termin\u00e9e.<\/span><\/li>\n<li class=\"ds-markdown-paragraph\"><strong><span class=\"\">Pr\u00e9voir un budget pour les co\u00fbts suppl\u00e9mentaires.<\/span><\/strong><span class=\"\"> Les frais DLD 4%, l&#039;enregistrement Oqood et autres frais ajoutent environ 7 \u00e0 10% \u00e0 votre prix d&#039;achat.<\/span><\/li>\n<li class=\"ds-markdown-paragraph\"><strong><span class=\"\">Planifiez \u00e0 long terme.<\/span><\/strong><span class=\"\">\u00a0Le march\u00e9 de la vente sur plan \u00e0 Duba\u00ef arrive \u00e0 maturit\u00e9. Le succ\u00e8s repose d\u00e9sormais sur des d\u00e9cisions \u00e9clair\u00e9es plut\u00f4t que sur la seule dynamique du march\u00e9.<\/span><\/li>\n<\/ol>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Si vous envisagez un achat sur plan et souhaitez une recommandation personnalis\u00e9e en fonction de votre budget et de vos objectifs, je serai ravi de vous aider.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Par Liliia Ibragimova, fondatrice d&#039;Alira Real Estate<\/span><\/strong><\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">R\u00e9servez une consultation gratuite<\/span><\/strong><\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">\ud83d\udcde +971 58 833 7903<\/span><\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>En tant que courtier immobilier et fondateur d&#039;une agence \u00e0 Duba\u00ef, l&#039;une des questions les plus fr\u00e9quentes de mes clients est\u00a0: \u00ab\u00a0Quel est le processus d&#039;achat d&#039;un bien immobilier sur plan \u00e0 Duba\u00ef\u00a0?\u00a0\u00bb Si vous souhaitez acheter un bien immobilier sur plan \u00e0 Duba\u00ef, il est essentiel de comprendre les diff\u00e9rentes \u00e9tapes. En 2025, les transactions sur plan ont repr\u00e9sent\u00e9 plus de 601\u00a0000 milliards de dollars de toutes les ventes r\u00e9sidentielles \u00e0 Duba\u00ef\u2026<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9412","post","type-post","status-publish","format-standard","hentry","category-reviews"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.1 (Yoast SEO v25.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Buy Off-Plan Property Dubai: Step-by-Step Guide 2026<\/title>\n<meta name=\"description\" content=\"Buy off-plan property in Dubai: step-by-step guide. 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