{"id":9261,"date":"2026-06-12T14:06:48","date_gmt":"2026-06-12T11:06:48","guid":{"rendered":"https:\/\/alirarealestate.com\/?p=9261"},"modified":"2026-06-12T14:06:48","modified_gmt":"2026-06-12T11:06:48","slug":"can-you-really-get-a-uae-residency-visa-with-a-aed-400-000-studio-now","status":"publish","type":"post","link":"https:\/\/alirarealestate.com\/fr\/catalog\/buy\/can-you-really-get-a-uae-residency-visa-with-a-aed-400-000-studio-now\/","title":{"rendered":"Est-il vraiment possible d&#039;obtenir un visa de r\u00e9sidence aux \u00c9mirats arabes unis avec un studio de 400\u00a0000 AED aujourd&#039;hui\u00a0?"},"content":{"rendered":"<p class=\"ds-markdown-paragraph\"><span class=\"\">The short answer is yes. But let me explain exactly how, because the rules changed in April 2026, and most people haven&#8217;t fully understood the opportunity yet.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">A client called me last week. He had AED 500,000 to invest and asked if residency was even possible for him. Six months ago, I would have said no. Today, my answer is completely different.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Let me walk you through what changed, what did not, and how you can take advantage of this right now.<\/span><\/p>\n<h3><\/h3>\n<h3><span class=\"\">What Changed in April 2026<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">In late April 2026, the Dubai Land Department updated the eligibility rules for the two-year property investor visa on its Cube Centre platform.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Here is the bottom line:<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Before April 2026:<\/span><\/strong><span class=\"\">\u00a0Sole owners needed a minimum property value of AED 750,000 to qualify.<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Now:<\/span><\/strong><span class=\"\">\u00a0Sole owners can apply regardless of their property value. No minimum. Any completed residential property registered in your name works.<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">This is official. It was published on the DLD&#8217;s Cube Centre platform. And it is one of the biggest shifts in Dubai&#8217;s residency landscape in years.<\/span><\/p>\n<h3><span class=\"\">What About Joint Owners?<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">The rules changed for joint owners too, but differently.<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Before:<\/span><\/strong><span class=\"\">\u00a0Each co-owner had to meet the full AED 750,000 threshold individually.<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Now:<\/span><\/strong><span class=\"\">\u00a0Each co-owner must hold a minimum share of AED 400,000 to qualify.<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">You cannot combine smaller shares. If you own 50% of a AED 600,000 property, your share is AED 300,000. That does not qualify. Each person must have at least AED 400,000 in their own name.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Important exception for married couples:<\/span><\/strong><span class=\"\"> If you are spouses, you can apply for the visa through your spouse regardless of share distribution. Just provide your certified marriage certificate.<\/span><\/p>\n<h3><span class=\"\">What Has Not Changed<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Do not confuse the two-year visa with the Golden Visa. They are different products with different rules.<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">The ten-year Golden Visa still requires AED 2,000,000. No change.<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">The five-year Retiree Visa still requires AED 1,000,000. No change.<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Off-plan properties are still NOT eligible for the two-year visa. Only completed properties.<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Mortgaged properties are still allowed, but with conditions.<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">If you want ten years of residency, you still need AED 2 million. That has not moved.<\/span><\/p>\n<h3><span class=\"\">What This Means for You as an Investor<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">This is a game changer for first-time buyers and smaller investors.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Before April 2026, you needed at least AED 750,000 to even think about residency. That priced many people out of the market entirely.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Now, you can buy a studio or a one-bedroom apartment for AED 400,000\u2013500,000 and still qualify for a two-year renewable visa as a sole owner.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">I am already seeing increased demand in affordable areas like JVC, Arjan, Dubai South, and International City. Buyers who previously could not get residency are now entering the market. According to property consultants, this policy &#8220;broadens the buyer pool to absorb incoming supply&#8221; and is a &#8220;meaningful demand-side catalyst&#8221;.<\/span><\/p>\n<h3><span class=\"\">What About Mortgaged Properties?<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">If you are buying with a mortgage, you still have options.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">For the two-year visa with a mortgaged property, you need:<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">A No Objection Certificate from your bank<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Proof that at least 50% of the property value OR AED 375,000 has been paid (whichever is higher)<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">For the Golden Visa with a mortgaged property, the rules are more flexible. There is no minimum payment percentage. Eligibility is based on the total DLD-certified value of the property.<\/span><\/p>\n<h3><span class=\"\">Two-Year Visa vs Golden Visa: Key Differences<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Let me break down the key differences so you can decide which path is right for you.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Two-Year Investor Visa<\/span><\/strong><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Sole owner minimum: No minimum<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Joint owner minimum: AED 400,000 per person<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Off-plan eligible: No<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Mortgage allowed: Yes, with 50% paid or AED 375,000<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Family sponsorship: Spouse and children<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Absence rule: Cannot exceed 180 consecutive days outside UAE<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Ten-Year Golden Visa<\/span><\/strong><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Sole owner minimum: AED 2,000,000<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Joint owner minimum: Each co-owner must meet AED 2,000,000<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Off-plan eligible: Yes, from RERA-approved developers<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Mortgage allowed: Yes, no minimum payment<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Family sponsorship: Spouse, children, and parents<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Absence rule: No minimum stay requirement<\/span><\/p>\n<\/li>\n<\/ul>\n<h3><span class=\"\">How to Apply<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">The application goes through the DLD&#8217;s Taskeen service.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Documents requis :<\/span><\/strong><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Valid passport (minimum 6 months validity)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Electronic copy of your Title Deed<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Personal photograph<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Emirates ID (if you have one)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Good Conduct Certificate from Dubai Police (addressed to DLD)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Health insurance<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">For mortgaged properties, you also need a No Objection Certificate from your bank.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Timeline:<\/span><\/strong><span class=\"\">\u00a010 to 15 working days from submission to visa issuance, assuming all documents are complete.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Cost:<\/span><\/strong><span class=\"\"> The two-year investor visa fee is approximately AED 10,545 for new applications and AED 8,215 for renewals.<\/span><\/p>\n<h3><\/h3>\n<h3><span class=\"\">Important Note About Visa Renewal<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Here is something many investors miss. At renewal time, the DLD re-verifies your property ownership.<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">For sole owners under the new rules, a decline in your property&#8217;s market value does NOT affect your eligibility for renewal. You only need to prove you still own the property.<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">For joint owners, each co-owner must still hold a share worth at least AED 400,000 at the time of renewal.<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">For Golden Visa holders, however, there is a risk. If your property value drops below AED 2,000,000 by the time of renewal, you may face eligibility issues unless you request an official DLD valuation or combine additional properties.<\/span><\/p>\n<\/li>\n<\/ul>\n<h3><span class=\"\">Mes derniers conseils<\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">The April 2026 change is real. It is significant. And it is already moving the market.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">If you are a sole buyer with a budget under AED 750,000, you now have a clear path to residency that did not exist two months ago. Studios and one-bedroom apartments in affordable areas have become much more attractive because they now come with a visa.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">As Ali Siddiqui, research manager at Cavendish Maxwell, noted: &#8220;The revised thresholds mean that existing property owners who previously fell below the eligibility criteria may now qualify for residency, while potential buyers who had previously dismissed the residency benefit as out of reach may now see it as a compelling reason to invest.&#8221;<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">If you are considering buying with a co-owner, make sure your individual share is at least AED 400,000. And if you are married, use the spouse exemption to simplify the process.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Do not wait too long. I expect demand for affordable properties to increase as more buyers realise what has changed. The window for finding good deals at current prices may not stay open forever.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">If you have questions about whether your specific property qualifies, or if you would like help finding the right investment for your budget, I am happy to help.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">Par Liliia Ibragimova, fondatrice d&#039;Alira Real Estate<\/span><\/strong><\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">R\u00e9servez une consultation gratuite<\/span><\/strong><\/p>\n<p class=\"ds-markdown-paragraph\"><strong><span class=\"\">\ud83d\udcde +971 58 833 7903<\/span><\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>The short answer is yes. But let me explain exactly how, because the rules changed in April 2026, and most people haven&#8217;t fully understood the opportunity yet. A client called me last week. He had AED 500,000 to invest and asked if residency was even possible for him. Six months ago, I would have said no. Today, my answer is completely different. Let me &#8230;<\/p>","protected":false},"author":1,"featured_media":9259,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9261","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.1 (Yoast SEO v25.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Can you really get a UAE residency visa with a AED 400,000 studio now? - Alira Real Estate - Real estate in the UAE<\/title>\n<meta name=\"description\" content=\"The short answer is yes. But let me explain exactly how, because the rules changed in April 2026, and most people haven&#039;t fully understood the opportunity\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/alirarealestate.com\/fr\/catalog\/buy\/can-you-really-get-a-uae-residency-visa-with-a-aed-400-000-studio-now\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can you really get a UAE residency visa with a AED 400,000 studio now?\" \/>\n<meta property=\"og:description\" content=\"The short answer is yes. But let me explain exactly how, because the rules changed in April 2026, and most people haven&#039;t fully understood the opportunity\" \/>\n<meta property=\"og:url\" content=\"https:\/\/alirarealestate.com\/fr\/catalog\/buy\/can-you-really-get-a-uae-residency-visa-with-a-aed-400-000-studio-now\/\" \/>\n<meta property=\"og:site_name\" content=\"Alira Real Estate - Real estate in the UAE\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-12T11:06:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/alirarealestate.com\/wp-content\/uploads\/2026\/06\/viza.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1088\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Lilia Ibragimova\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lilia Ibragimova\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/alirarealestate.com\/fr\/catalog\/buy\/can-you-really-get-a-uae-residency-visa-with-a-aed-400-000-studio-now\/\",\"url\":\"https:\/\/alirarealestate.com\/fr\/catalog\/buy\/can-you-really-get-a-uae-residency-visa-with-a-aed-400-000-studio-now\/\",\"name\":\"Can you really get a UAE residency visa with a AED 400,000 studio now? - Alira Real Estate - Real estate in the UAE\",\"isPartOf\":{\"@id\":\"https:\/\/alirarealestate.com\/fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/alirarealestate.com\/fr\/catalog\/buy\/can-you-really-get-a-uae-residency-visa-with-a-aed-400-000-studio-now\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/alirarealestate.com\/fr\/catalog\/buy\/can-you-really-get-a-uae-residency-visa-with-a-aed-400-000-studio-now\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/alirarealestate.com\/wp-content\/uploads\/2026\/06\/viza.jpg\",\"datePublished\":\"2026-06-12T11:06:48+00:00\",\"author\":{\"@id\":\"https:\/\/alirarealestate.com\/fr\/#\/schema\/person\/6ab78b3a6a0e4e9418243fa772b59ada\"},\"description\":\"The short answer is yes. 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